Much of the driving action takes place across wide, southern U.S. Undercover's single-player campaign is driven by a story that sends the player's character deep into an underground crime syndicate, using his driving skills to gain trust by performing jobs and wining street races around Tri-City Bay, the game's fictional, open-world setting. It still requires a stunt driver's spirit, however, with imaginative routes and daring maneuvers well rewarded, and a complete wipeout always one wrong turn away. It does not take stunt driver skills to drive like a stunt driver in Need for Speed. Players perform 180s, 360s, burnouts, and instant reversals with the tap of a few buttons, and a fixed camera angle makes it easier to follow the action through spins and quick turns.

The 'Heroic Driving Engine' introduced in Need for Speed: Undercover aims to harness the game's realistic physics by condensing difficult, dangerous driving maneuvers into simple, button-press controls.

The game features dozens of automobiles from the world's leading manufacturers, as well as real-life aftermarket parts, paint, vinyl, and other customizations. Hundreds of components and systems are individually modeled on each automobile, for realistic acceleration, suspension, weight displacement, and handling, in any car and under any circumstance. The 2008 release in Electronic Arts' high-mileage road-racing series, Need for Speed: Undercover is built on a revamped game engine with a dual focus: realistic sports car physics and accessible, empowering controls.

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